Terms of use and legal information

No Reliance and no warranty

This website may include technical or editorial inaccuracies or typographical errors. The information on this website has been prepared solely for information purposes. While RAM Capital has made every effort to ensure that the information on this website is accurate at the time of publication, RAM Capital makes no representation or warranty in any manner, expressly or by implication, as to the accuracy, reliability or completeness of the information provided in this website. RAM Capital shall not be obliged to remove outdated information from its website or to expressly mark it as outdated.

No offer

No information provided in this website regarding services or products shall constitute or be construed as an offer to sell or as a solicitation of an offer to acquire securities or other instruments in any jurisdiction where such offer or solicitation is prohibited by law or in which the person making an offer or solicitation is not licensed or registered to do so or to any person to whom such offer or solicitation is contradictory to local law or regulation. Any such prohibited offer or solicitation is void and RAM Capital will disregard any communication received in respect thereof.

Distribution of funds

This website contains information concerning investment funds that are registered and managed in different jurisdictions. As a consequence, this information is not directed at persons who are prohibited from accessing this information by laws and regulations which prohibit the publication or access to the information in question by virtue of the nationality, place of residence, domicile or registered office of the person or entity concerned or on other grounds.

The investment funds stated or linked to on this website are not licensed for marketing in all countries of the world.

Switzerland

The foreign funds stated or linked to on this site are not authorized for public distribution by the Swiss Federal Banking Commission. Therefore, no public offering or professional distribution of these investment funds may be done in or from Switzerland in accordance with the Swiss Investment Fund regulations.

Risks

An investment in the funds described on this website should be made only after careful study of the most recent prospectus and the basic legal information contained therein. Sales prospectuses are available on this website while annual and semi-annual reports may be obtained from RAM Capital.

Furthermore we recommend that you get advice from your advisor prior making an investment.

Performance

The future performance of an investment cannot be deduced from previous value since the investment may fall as well as rise. In addition, investments in foreign currencies are subject to exchange rate fluctuations. Thus, the investor may not get back the amount invested.

Exclusion of liability

RAM Capital expressly disclaims any liability for losses or damages, whether direct, indirect, foreseeable or unforeseeable, incurred or suffered by any user of this website or of the information provided in this website. By accessing this website, each user fully releases RAM Capital and all of their affiliates and their respective partners, directors, officers, employees and agents from any and all claims, right and recourses for such losses or damages.

Information provided by third parties and linked sites

This website may refer, by hyperlinks or other means, to information provided by third parties. RAM Capital has not verified whether such information is reasonable, accurate, reliable, complete or up-to-date. Links to othersites do not constitute RAM Capital’s approval or endorsement of such sites or its products or advertisements. RAM Capital is not liable in connection with any such information provided by third parties. RAM Capital has not reviewed any of the websites which link to the present site, and is not responsible for the content of off-site pages or any other websites linked or linking to the site. Following links to any off-site pages or other websites shall be made under your own responsibility.

Confidentiality

This website is not a secure medium for electronic communications. Any confidential, proprietary or sensitive information transmitted by a user by means of this website may be read and/or copied by unauthorized persons.

Copyright

Without the prior written consent of RAM Capital this website or any part there of may not be copied, transmitted (by electronic means or otherwise), modified, linked into or used for public or commercial purposes.

SwissBanking — November 2019

Risks Involved in Trading Financial Instruments

SwissBanking — November 2019

Risques inhérents au commerce d’instruments financiers